Start with the question that sounds like yours.
These guides are educational. They do not confirm that you are entitled to a pension increase or arrears. Where possible, we link to official GOV.UK services so you can check information yourself.
What is HRP?
The dates, purpose and common reasons HRP can be missing.
Read guide →PRACTICALPersonal Tax Account
How to use the official GOV.UK service and what the result can tell you.
Read guide →CARINGChild Benefit & caring years
Why the name on a Child Benefit claim and historic caring years can matter.
Read guide →RELATIONSHIPSMarriage & State Pension
How some older rules can involve a spouse or civil partner’s record.
Read guide →BEREAVEMENTAfter a spouse or partner dies
Inherited and survivor-related State Pension questions in plain English.
Read guide →DIVORCEDivorce & separation
Why former partners, caring history and pension-sharing information can matter.
Read guide →OLDER RULESOver-80 State Pension
A cautious introduction to older pension rules that can affect some people.
Read guide →PROCESSHMRC or DWP?
Who usually handles records, pension calculations and payments.
Read guide →FOR FAMILIESHelping a parent
A practical checklist for children, partners, siblings and trusted helpers.
Read guide →Prefer to use the government route yourself?
You can. Our guides include official routes where relevant, and using Hampton & Rowe is optional.